“Free Guides. Real Help.”

These aren’t PDFs full of fluff.


They’re real tools I use with real people — to break cycles, protect what matters, and start smarter.


Pick the one that fits where you are right now:

“Build Wealth Without Wall Street”

A simple breakdown of how to use Indexed Universal Life (IUL) to build tax-free savings — even with small monthly payments.

“Protect Your 401(k) — No Guessing Required”

A no-fluff guide to using annuities to protect your retirement savings from market loss, taxes, and penalties.

“Nobody told us we had options like this.

These aren’t get-rich tricks — they’re the kind of quiet moves that build control, breathing room, and backup.”

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